- What is this settlement about?
- This portal provides settlement-related information for ATM operators and business owners regarding fee disclosures and consumer notice obligations.
- What are my compliance obligations?
- Obligations vary by role and state. See your state guide and the Operator Types page for tailored requirements.
- How do I report fees and surcharges?
- Surcharge disclosure is required at the point of transaction (Reg E). See Step 11 of any state guide for details.
- Where can I find state-specific guidance?
- Use the States page to browse all 50 states. Each guide includes statutes, fees, forms, and city/county requirements.
- Do I need a money transmitter license?
- Cash-dispensing ATM operators are typically exempt. See your state's guide for exemption paths and any required notification.
- Do I need to register with FinCEN?
- Yes. ATM operators must register as Money Services Businesses within 180 days of commencing operations. Renewal every 2 years.